Fox Point Programs, a trading name for Rockwood Programs, Inc.

Fox Point Programs, a trading name for Rockwood Programs, Inc.

Home Inspectors

Home Inspectors Full Application

Errors and Omissions Insurance

Fox Point's Home Inspectors Professional Liability Insurance - also referred to as Errors and Omissions (E&O) - provides financial protections from damages and expenses (such as legal fees and court costs) arising out of allegations of the negligent acts, errors, or omissions of the Home Inspector, their employees, or others operating under their discretion. We can also offer General Liability coverage to extend your protection to your operations.

Product Information:

  • Coverage available nationwide for commercial inspectors* and compliance/code inspectors (limited availability)
  • Up to 2 hours of Risk Management consultation at no cost
  • Referring Party Coverage included at no cost
  • Radon/Termite coverage available
  • E&O Policy limits up to $1M/$1M*
  • E&O Deductibles from $1,000 and up*
  • 1, 2 and 3 year Extended Reporting Period (ERP) Options Available
  • Automatic 30-day post reporting period

GL Highlights:

  • GL Policy limits up to $1M/$1M*
  • First Dollar Coverage (No deductible - GL Only)
  • GL Premiums starting at $79

*Some restrictions may apply

Claim Scenario:

A buyer of property alleged that he relied on the representations of the agent that the property was in good condition and free from major defects or damage. After the close of escrow, he discovered that the property suffered from water leaks, foundation cracks and structural issues. As a result, he claimed he had incurred repair costs and will incur future repair costs. The buyer filed suit against the agent and others, for breach of fiduciary duty and negligence.

Relevant Applications

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Home Inspectors Full Application